Future house of mine~ still in progress

Again, we went for new houses survey.
This time, baby learned to be smarter compared to previous 
(I guess because of my nagging all this while due to his hae hae style~ hehe~)

Surprisingly, both of us fell to one and a half story terrace 
which was not our previous preference house type.
The price was reasonable, house style was good,
and the location was good as well.
We plan to take this,
yet, same problem appear again, 
Where to get down payment?
Our EPF and saving are not enough for it yet.
and the agent girl told us that, it's hard to get 100% loan.
hmmm.....

So, we decided to ask the bankers.
We found Affin bank and ask about 100% house loan.
(Baby conducted all the conversation, and i just kept quiet. hahahaha~ you know what, i finally felt dependent toward him instead of being independent.) 
The lady who explained to us about the conditions for the application,
and quite a lot of people being approved for the 100% loan thru her hand,
now just the matter of project type that the banker handle.
AND~
one person couldn't get the loan unless combine name which have relationship,such as sibling, or spouse.

If we want to combine name for this application,
we need at least a certificate to proof our relationship = marriage !!! Ahhhh~ again...
and i can feel that baby was quite serious this time.
Im shy and happy, yet it's too fast to stable down between us because on that moment, i still being tortured and suffer about the past.
We even talked to my mum, mum just let us be.
But then the next day, we having quarrel, i mean with baby la...
So, the housing loan just put aside. Hahaha...

I missing about the house, hope that after this few days,still no one book the house yet.
I gonna prepared well all the documents and go for bank review.
at least give it a try and first step approaching for my first house. Hehe~

<3 <3 <3